Private by design

See your finances clearly.
Plan your future confidently.

Finjective is where you budget, track cash flow, and run the numbers — eleven calculators, from a quick sum to a retirement projection — all in one calm app, private by design.

On iPhone today. Android coming soon.

Look around first — guest mode opens every tab with sample data, read-only. No account needed.

No bank linking. No Plaid. No tracking.

Finjective Budget tab: a spending chart above income and expense categories, each showing planned versus actual amounts
The privacy moat

Your data never leaves your control.

Most budgeting apps ask you to hand over your bank logins and trust them with everything — Finjective doesn’t.

No bank logins

We never connect to your bank or hold your credentials. There's nothing to leak, because there's nothing to take.

No data harvesting

Your finances aren't a product. Never sold, never mined to target you with ads — and shared only with the services that run the app, each one named in our privacy policy.

Yours to keep

You decide what goes in — by hand or with a little help from AI. Your money picture stays on your terms.

Three ways to see clearly

See where your money stands, month after month.

That’s the picture. The math for what comes next lives one tab over.

01Budget

Plan every dollar with intention.

Give each dollar a job before the month begins, then adjust as life happens. You always know what's safe to spend and what's already spoken for.

Finjective Budget tab showing planned versus actual amounts for income and expense categories
02Cash Flow

See your money in motion.

Watch what's coming in and going out over time, so a tight week never takes you by surprise. The rhythm of your finances, laid out plainly.

Finjective Cash Flow tab showing a weekly bar chart above a searchable list of transactions
03Net Worth

Watch the whole picture grow.

Bring your accounts, assets, and balances into one honest number. Track it over time and see where you actually stand — not just this month.

Finjective Net Worth tab showing a balance trend chart above lists of assets and liabilities
The toolkit

Make the call with the math on your side.

Eleven calculators live in the Learn tab — from the arithmetic you do in your head to the math a finance desk runs. Tap any tool to see it in action.

Retirement calculator projecting a monthly contribution, with a growth chart in dollars and years

Everyday

Planning

Investing

Corporate

Showing the Retirement calculator.
Meet Finny

Ask a question. It has already seen your numbers.

Most finance chatbots give generic advice because generic is all they can see. Finny is connected to your budget, spending, and net worth — so “Am I on track to retire?” gets an answer about you, not about everyone.

Finny chat in the Learn tab, marked connected to your data, with a question sent and a reply on the way
Connected to your databudget · spending · net worth

Ask in plain words. Finny reads your actual figures and answers with them — no dashboards to dig through, no averages standing in for your life.

Am I on track to retire?Pay off debt vs invest?How much should I save?Review my spending

Sees the whole picture

Budget, spending, and net worth — in one context, in real time.

Grounded in your figures

Answers cite what you actually have, not a national average.

Full context, nothing handed over

Finny works with the numbers that never leave your control.

Finny provides general financial information, not personalized financial advice.

Start budgeting privately today.

Clarity about your money, without giving up control of it. Download Finjective and keep your financial life your own — or browse as a guest first: sample data, every tab, read-only.