Private by design

Budget without handing over your bank logins.

Finjective is a calm, private way to see and plan your money — no bank connections, no data harvesting, no compromise. Just clarity that stays yours.

On iPhone today. Android coming soon.

No bank linking. No Plaid. No tracking.

Finjective Budget tab
The privacy moat

Your data never leaves your control.

Most budgeting apps ask you to hand over your bank logins and trust them with everything. Finjective doesn’t. There’s no Plaid, no account scraping, and no quiet resale of your financial life. You add what matters — manually or with AI assistance — and nothing more.

No bank logins

We never connect to your bank or hold your credentials. There's nothing to leak, because there's nothing to take.

No data harvesting

Your finances aren't a product. Nothing is sold, shared, or mined to target you with ads.

Yours to keep

You decide what goes in — by hand or with a little help from AI. Your money picture stays on your terms.

Four ways to see clearly

Everything you need to understand your money.

01Budget

Plan every dollar with intention.

Give each dollar a job before the month begins, then adjust as life happens. You always know what's safe to spend and what's already spoken for.

Finjective Budget tab
02Cash Flow

See your money in motion.

Watch what's coming in and going out over time, so a tight week never takes you by surprise. The rhythm of your finances, laid out plainly.

Finjective Cash Flow tab
03Net Worth

Watch the whole picture grow.

Bring your accounts, assets, and balances into one honest number. Track it over time and see where you actually stand — not just this month.

Finjective Net Worth tab
04Plan

Map the months ahead.

Model future income and expenses, set goals, and see how today's choices play out down the road. Decisions, made with the long view in mind.

Finjective Plan tab with the Finny AI assistant
AI-native, not data-hungry

Smart entry, without the surveillance.

Adding what you spend should feel effortless — not a reason to hand over your accounts. Finjective uses AI to make manual entry fast, while your data stays with you.

Just say it

Type or speak a purchase in plain language. Finjective reads it and sorts out the category, amount, and date.

Snap a receipt

Photograph a receipt and let AI pull out the details, so a paper trail becomes an entry in seconds.

Bring your history

Import a CSV from a spreadsheet or another app to pick up right where you left off — no re-typing.

Convenience that never costs you your privacy.

Start budgeting privately today.

Clarity about your money, without giving up control of it. Download Finjective and keep your financial life your own.